If my purchase is an exact dollar amount (e.g. $3 or $5 dollars), will it be it rounded up? March 10, 2022 02:25 Updated No, only purchases which aren't to the exact dollar will be rounded up. Related articles What is a Monthly Spending Target and how do i set it up? How much could you save by rounding up? How do Roundups work to help me save? How does it work? If I withdraw cash from an ATM, is it rounded up?