Douugh accounts are not set up with an overdraft capability. If you make a purchase that goes over your checking account's available balance, your transaction will decline. It's important to keep an eye on your account balance so you know when you’re getting close to a low balance and ensure you have proper funding in your account. If you do accidentally overdraw your account, it is your responsibility to rectify a negative balance. Overdrawn accounts are subject to review and suspension.