Having and using a Douugh Card with funds you have transferred comes at no cost (yay!).
However, there are costs that can come from using other features related to your Douugh Card, and in the interest of full transparency, we have broken down the main costs that may be associated with a Douugh Card below:
Feature | Cost | Frequency | What you get | When do you pay |
Adding your money to your Douugh Card | Free | N/A | There is no cost to adding your own money to a Douugh Card. | N/A |
International transaction fees | Free | N/A | Allows you to make international purchases on your Douugh Card at no additional cost. | N/A |
Account keeping fees | Free | N/A | A fee-free account that you can use to add funds to your Douugh Card. | N/A |
Spot | $1.99 per repayment | Each time you take out a new Spot. | Access to borrow funds to smooth your cash flow. | Each Spot fee is broken down and equally shared over 4x weekly installments. This means you pay a flat $1.99 repayment fee on top of each of your Spot repayments. |
How these costs will apply to you will depend upon how you use your Douugh Card and your selected ‘payment mode’. Please check out this guide to understand payment modes’ so you can best understand how it applies to you:
While these are the main associated costs of using a Douugh Card there are also other fees that may apply so please, check out this guide for all costs: